Comprehensive Boat & Watercraft Insurance for worry-free adventures
WestonRisk Insurance offers tailored insurance solutions to ensure your time on the water is worry-free. Our comprehensive coverage protects you, your loved ones, and your watercraft, so you can relax and enjoy every moment on the waves.
Customized Coverage to Meet Your Needs
We understand that every boat owner has unique requirements. That’s why we work closely with you to tailor a policy that provides the perfect amount of coverage for your boat, equipment, and passengers. Our goal is to give you peace of mind, allowing you to focus on making unforgettable memories on the water.
Key Considerations When Choosing Boat Insurance:
Navigational Area Coverage: Our policies offer protection up to 75 miles from the U.S. coastline, with options to extend coverage to Canadian and Mexican coastal waters, ensuring you’re covered wherever your adventures take you.
Agreed Value Coverage: With agreed value coverage, you’ll receive the full insured value in the event of theft or total loss, minus any deductible, ensuring you can replace your vessel without financial strain.
Liability Protection: Just like car insurance, our policies provide personal liability coverage, protecting you in the event of an accident on the water, including property damage, medical expenses, lost wages, and other accident-related costs.
Medical Payments: Stay protected with medical payments coverage, which covers necessary medical care for you, your passengers, and water skiers/tubers, regardless of fault.
Physical Damage Coverage: Rest assured knowing that repairs or replacements for your watercraft, motor, attached equipment, and trailer are covered in the event of theft or damage.
Uninsured/Underinsured Watercraft Bodily Injury: Protect yourself against uninsured or underinsured boaters with coverage for medical treatment and other accident-related expenses.
Fuel Spill Liability and Wreckage Removal: Our policies cover the costs of oil and fuel cleanup, ensuring compliance with legal obligations, and avoiding financial burdens from a sinking boat.
Personal Effects and Unattached Equipment Coverage: Safeguard your personal belongings and equipment with coverage for items like clothing, electronics, and lifesaving gear.
Emergency Assistance: Our Emergency Assistance Package provides peace of mind with coverage for towing, fuel delivery, and other essential services if your watercraft becomes disabled on the water.
Get the Best Boat Insurance Coverage Today
Your boating adventures deserve the best protection. Contact WestonRisk Insurance today to ensure you have the perfect coverage for your time on the water.