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Frequently Asked Questions
1What do I need to say to get my car insurance lowered?
76% of people who shop around for their insurance save money. Let WestonRisk Insurance shop your insurance around for you.
2How much is auto insurance in Texas per month?
According to an annual study of quoted premiums, drivers in Texas pay an average of $2,347 per year for full coverage.
3How much is home insurance in Texas per month?
The average annual cost of Texas homeowners insurance is $1,860 for $250,000 in dwelling coverage, or about $155 per month, much higher than the national average of $1,383 per year for the same coverage.
4What is the basic insurance coverage in Texas?
Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage. Think about buying more liability coverage as it will protect you if needed.
5Why do we need insurance?
Insurance plans are beneficial to anyone looking to protect their family, assets/property, and themselves from financial risk/losses: Insurance plans will help you pay for medical emergencies, hospitalization, contraction of any illnesses and treatment, and medical care required in the future.
6How can I make my insurance cost less?
Here are 13 tips to lower your insurance premium.
1. Increase your deductible
2. Check for discounts you qualify for
3. Compare auto insurance quotes
4. Maintain a good driving record
5. Participate in a safe driving program
6. Take a defensive driving course
7. Explore payment options
8. Improve your credit score
9. Participate in a low-mileage driving program
10. Review your current policy
11. Consider your vehicle features
12. Learn how to save with teen drivers
13. Bundle your policies
7Does credit score affect car insurance?
A higher credit score decreases your car insurance rate, often significantly, with almost every insurance company and in most states. Getting a quote, however, does not affect your credit. Quotes allow you to understand what is available to you.